Rate Comparison Tool

Compare Fixed, Tracker, and SVR rates side-by-side to see the real difference in monthly payments and total interest.

Loan Details

Property Price

£50,000£20,000,000

Deposit (20.0%)

£0£350,000

Mortgage Term

yrs

2 yrs40 yrs

Fixed Rate

0.5%15%

Tracker Rate

Bank of England Base Rate

0.1%8%

Tracker Margin

0%5%

Tracker Rate = 4.25% (base) + 2.00% (margin) = 6.25%

SVR (Standard Variable Rate)

0.5%15%

Fixed

Tracker

SVR

Monthly Payment

FixedBest

£1,556

Tracker

£1,847

SVR

£2,069

Total Interest

FixedBest

£186,899

Tracker

£274,122

SVR

£340,753